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Payment Options

Pay in Person - Pay by Phone - Pay Online

A member may pay in person with cash or check at one of our offices (8:30 a.m. to 5:00 p.m.) or use the night deposit box for after-hours payment at any of our other payment locations. Also, for your convenience, the Cooperative offers Automatic Bank Draft and Budget Billing plans.

Payment Methods

ACH (Automatic Bank Draft)

ACH stands for "automated clearing house" payment authorization. The ACH Plan allows you to pay your monthly electric bill electronically without the hassle of writing checks and remembering to mail them before the bill is due.

With the Plan, the amount of your bill is automatically withdrawn from your bank account. You will continue to receive a bill each month showing the amount due and the date your payment will be deducted from your bank account.

Your bank will itemize the draft information on your monthly bank statement.

In order to sign up for this plan, send us a signed bank draft form along with a voided check. You can download a copy of the ACH Form here or request a form from the Customer Service Department by visiting one of our offices, by e-mailing us at Customer Service, or by calling us at 800-367-2832. We also currently offer a Bank Draft form on the back of your electric bill.

Credit Card Payments via Western Union SpeedPay®


Some CVEC members are pressed for time or just want the convenience of an electronic bill payment option. SpeedPay® is an independent third party payment system which allows you to make payments on major credit cards (Discover, MasterCard, Visa).

Using SpeedPay®
  • Contact SpeedPay® by calling 1-866-269-2907
  • Follow the prompts to select a language
  • Enter your 9-digit (XXX-XXXX-XX) CVEC account number
  • Select a payment option - Visa - Mastercard - Checking Account - Money Market Fund
  • Follow the prompts to complete your CVEC payment transaction

Speedpay® Fees
  • SpeedPay® is an independent billing system
  • SpeedPay® charges a $3.95 convenience fee.
  • CVEC does not receive any portion of the convenience fee.

SpeedPay® Options & Payment Application
  • CVEC members can now use the telephone IVR (interactive voice response) option
  • Payments made prior to 3 PM will be credited in that business day.
  • Payments made after 3 PM will be applied during the next business day.

Central Virginia Electric Cooperative
Corporate Headquarters:
800 Cooperative Way
Arrington, VA 22922-3300
phone: (434) 263-8336
toll-free: (800) 367-2832
fax: (434) 263-8339
Mailing Address:
P.O. Box 247
Lovingston, VA 22949